:root {
  --brand-red: #be1e2d;
  --brand-red-dark: #981722;
  --brand-gold: #ff8800;
  --ink-900: #101828;
  --ink-700: #344054;
  --ink-500: #667085;
  --line: #eaecf0;
  --surface: #ffffff;
  --surface-soft: #f8fafc;
  --surface-tint: #fff7f5;
  --focus: rgba(190, 30, 45, 0.22);
  --shadow-soft: 0 20px 50px rgba(16, 24, 40, 0.12);
  --shadow-card: 0 12px 30px rgba(16, 24, 40, 0.08);
  --radius-xl: 28px;
  --radius-lg: 22px;
  --radius-md: 16px;
  --radius-sm: 12px;
  --max-w: 1180px;
  --transition: 180ms ease;
}

* {
  box-sizing: border-box;
  margin: 0;
  padding: 0;
}

html {
  scroll-behavior: smooth;
}

body {
  font-family: "Plus Jakarta Sans", sans-serif;
  color: var(--ink-900);
  background:
    radial-gradient(circle at top left, #fff0f2 0%, rgba(255, 240, 242, 0.3) 18%, transparent 38%),
    linear-gradient(180deg, #fffdfd 0%, #f7f8fb 32%, #ffffff 100%);
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
}

img {
  display: block;
  max-width: 100%;
}

a {
  color: inherit;
  text-decoration: none;
}

button,
input,
select {
  font: inherit;
}

button {
  border: 0;
  background: none;
  cursor: pointer;
}

button:focus-visible,
a:focus-visible,
input:focus-visible,
select:focus-visible {
  outline: 3px solid var(--focus);
  outline-offset: 3px;
}

.container {
  width: min(var(--max-w), calc(100% - 32px));
  margin: 0 auto;
}

.section {
  padding: clamp(72px, 8vw, 110px) 0;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  padding: 8px 14px;
  border-radius: 999px;
  border: 1px solid rgba(255, 255, 255, 0.22);
  background: rgba(255, 255, 255, 0.12);
  color: #fff;
  font-size: 0.82rem;
  font-weight: 700;
  letter-spacing: 0.04em;
  text-transform: uppercase;
}

.section-kicker {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 18px;
  color: var(--brand-red);
  font-size: 0.78rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.section-kicker::before {
  content: "";
  width: 28px;
  height: 1px;
  background: rgba(190, 30, 45, 0.35);
}

h1,
h2,
h3 {
  font-family: "Sora", sans-serif;
  line-height: 1.12;
  letter-spacing: -0.03em;
}

h1 {
  font-size: clamp(2.4rem, 6vw, 4.65rem);
}

h2 {
  font-size: clamp(1.9rem, 4vw, 3rem);
}

h3 {
  font-size: 1.18rem;
}

p {
  color: var(--ink-500);
}

.btn {
  min-height: 52px;
  padding: 0 22px;
  border-radius: 999px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  font-weight: 700;
  transition: transform var(--transition), box-shadow var(--transition), border-color var(--transition), background-color var(--transition), color var(--transition);
}

.btn:hover {
  transform: translateY(-1px);
}

.btn-primary {
  color: #fff;
  background: linear-gradient(98deg, var(--brand-red), var(--brand-gold));
  box-shadow: 0 14px 28px rgba(190, 30, 45, 0.2);
}

.btn-secondary {
  color: var(--brand-red);
  border: 1px solid rgba(190, 30, 45, 0.18);
  background: rgba(255, 255, 255, 0.88);
}

.btn-ghost {
  color: var(--ink-700);
  border: 1px solid rgba(16, 24, 40, 0.08);
  background: #fff;
}

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  backdrop-filter: blur(12px);
  background: rgba(255, 255, 255, 0.9);
  border-bottom: 1px solid rgba(16, 24, 40, 0.06);
}

.header-inner {
  min-height: 78px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 24px;
}

.logo-link img {
  width: auto;
  height: 54px;
}

.hero {
  padding: 26px 0 48px;
}

.hero-shell {
  position: relative;
  overflow: hidden;
  min-height: 720px;
  border-radius: 34px;
  box-shadow: var(--shadow-soft);
  background:
    linear-gradient(120deg, rgba(16, 24, 40, 0.9) 0%, rgba(16, 24, 40, 0.56) 50%, rgba(16, 24, 40, 0.44) 100%),
    url("../images/Header-desktop.jpg") center 28% / cover no-repeat;
  display: flex;
  align-items: flex-end;
}

.hero-shell::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(circle at 78% 22%, rgba(255, 136, 0, 0.24), transparent 28%),
    linear-gradient(180deg, rgba(255, 255, 255, 0.04), transparent 30%);
  pointer-events: none;
}

.hero-content {
  position: relative;
  z-index: 1;
  width: min(760px, 100%);
  padding: clamp(32px, 6vw, 72px);
  color: #fff;
}

.hero-copy {
  max-width: 680px;
}

.hero-copy p {
  color: rgba(255, 255, 255, 0.88);
  font-size: clamp(1rem, 1.8vw, 1.15rem);
  max-width: 52ch;
  margin-top: 18px;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 30px;
}

.hero-actions .btn-secondary {
  color: #fff;
  border-color: rgba(255, 255, 255, 0.26);
  background: rgba(255, 255, 255, 0.08);
}

.hero-bullets {
  display: grid;
  gap: 12px;
  margin-top: 28px;
  max-width: 560px;
  list-style: none;
}

.hero-bullets li {
  display: flex;
  gap: 12px;
  align-items: flex-start;
  color: rgba(255, 255, 255, 0.92);
  font-weight: 500;
}

.hero-bullets li::before {
  content: "";
  width: 10px;
  height: 10px;
  border-radius: 50%;
  margin-top: 0.5em;
  flex-shrink: 0;
  background: linear-gradient(135deg, #fff, #ffd39a);
  box-shadow: 0 0 0 6px rgba(255, 255, 255, 0.1);
}

.hero-trust {
  margin-top: 34px;
  padding-top: 22px;
  border-top: 1px solid rgba(255, 255, 255, 0.14);
  display: flex;
  flex-wrap: wrap;
  gap: 10px 14px;
}

.hero-trust span {
  padding: 10px 14px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.1);
  border: 1px solid rgba(255, 255, 255, 0.12);
  color: rgba(255, 255, 255, 0.88);
  font-size: 0.9rem;
  font-weight: 600;
}

.trust-flow {
  position: relative;
  margin-top: -36px;
  z-index: 2;
}

.trust-panel {
  padding: 26px;
  border: 1px solid rgba(16, 24, 40, 0.08);
  border-radius: 26px;
  background: rgba(255, 255, 255, 0.92);
  box-shadow: var(--shadow-card);
  display: flex;
  flex-wrap: wrap;
  gap: 16px 18px;
  align-items: stretch;
}

.trust-item {
  flex: 1 1 220px;
  min-width: 0;
  padding: 10px 4px;
}

.trust-item strong {
  display: block;
  margin-bottom: 6px;
  color: var(--ink-900);
  font-size: 0.98rem;
}

.trust-item p {
  font-size: 0.92rem;
  line-height: 1.55;
}

.about-grid {
  display: grid;
  grid-template-columns: minmax(0, 1.15fr) minmax(300px, 0.85fr);
  gap: clamp(28px, 4vw, 64px);
  align-items: start;
}

.about-copy {
  max-width: 640px;
}

.about-copy p {
  font-size: 1.05rem;
  margin-bottom: 22px;
  max-width: 56ch;
}

.about-points {
  display: grid;
  gap: 16px;
}

.about-points li {
  list-style: none;
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 12px;
  align-items: start;
  padding-bottom: 16px;
  border-bottom: 1px solid rgba(16, 24, 40, 0.08);
  color: var(--ink-700);
  font-weight: 600;
}

.about-points li::before {
  content: "01";
  color: rgba(190, 30, 45, 0.45);
  font-family: "Sora", sans-serif;
  font-size: 0.88rem;
}

.about-points li:nth-child(2)::before { content: "02"; }
.about-points li:nth-child(3)::before { content: "03"; }
.about-points li:nth-child(4)::before { content: "04"; }

.about-rail {
  padding: 28px;
  border-radius: 28px;
  background: linear-gradient(180deg, #fff8f6 0%, #ffffff 100%);
  border: 1px solid rgba(190, 30, 45, 0.1);
  box-shadow: var(--shadow-card);
}

.about-rail h3 {
  margin-bottom: 16px;
}

.flow-steps {
  display: grid;
  gap: 16px;
  list-style: none;
}

.flow-step {
  position: relative;
  padding: 18px 18px 18px 58px;
  border-radius: 20px;
  background: #fff;
  border: 1px solid rgba(16, 24, 40, 0.07);
}

.flow-step::before {
  content: attr(data-step);
  position: absolute;
  top: 18px;
  left: 18px;
  width: 28px;
  height: 28px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  color: #fff;
  font-size: 0.82rem;
  font-weight: 800;
  background: linear-gradient(135deg, var(--brand-red), var(--brand-gold));
}

.flow-step strong {
  display: block;
  color: var(--ink-900);
  margin-bottom: 4px;
}

.benefits-intro {
  max-width: 58ch;
  margin-top: 16px;
  font-size: 1.04rem;
}

.benefits-layout {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 20px;
  align-items: stretch;
  margin-top: 32px;
}

.benefit-card {
  height: 100%;
  padding: 26px;
  border-radius: 26px;
  border: 1px solid rgba(16, 24, 40, 0.08);
  background: #fff;
  box-shadow: var(--shadow-card);
  display: flex;
  flex-direction: column;
}

.benefit-card.featured {
  background: linear-gradient(145deg, rgba(190, 30, 45, 0.05), rgba(255, 136, 0, 0.1));
}

.benefit-icon {
  width: 46px;
  height: 46px;
  border-radius: 14px;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 18px;
  color: var(--brand-red);
  background: rgba(190, 30, 45, 0.08);
  font-weight: 800;
  font-size: 1rem;
}

.benefit-card p {
  margin-top: 10px;
  font-size: 0.96rem;
}

.qualification {
  background: linear-gradient(180deg, #fffaf8 0%, #ffffff 100%);
}

.qualification-shell {
  display: grid;
  grid-template-columns: minmax(260px, 0.72fr) minmax(0, 1fr);
  gap: 22px;
  align-items: start;
}

.qualification-intro {
  position: sticky;
  top: 106px;
  padding: 30px;
  border-radius: 28px;
  color: #fff;
  background:
    linear-gradient(145deg, rgba(16, 24, 40, 0.92), rgba(16, 24, 40, 0.72)),
    url("../images/Header-desktop.jpg") center / cover no-repeat;
  box-shadow: var(--shadow-soft);
  overflow: hidden;
}

.qualification-intro::after {
  content: "";
  position: absolute;
  right: -60px;
  bottom: -90px;
  width: 180px;
  height: 180px;
  border-radius: 50%;
  background: radial-gradient(circle, rgba(255, 136, 0, 0.22), transparent 68%);
}

.qualification-intro > * {
  position: relative;
  z-index: 1;
}

.qualification-intro p,
.qualification-intro li {
  color: rgba(255, 255, 255, 0.86);
}

.intro-points {
  display: grid;
  gap: 10px;
  list-style: none;
  margin-top: 22px;
}

.intro-points li {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: 0.94rem;
}

.intro-points li::before {
  content: "";
  width: 8px;
  height: 8px;
  flex-shrink: 0;
  border-radius: 50%;
  margin-top: 0.5em;
  background: #ffd39a;
}

.form-shell {
  border-radius: 30px;
  border: 1px solid rgba(16, 24, 40, 0.08);
  background: #fff;
  box-shadow: var(--shadow-soft);
  overflow: hidden;
}

.form-topbar {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  padding: 24px 28px 18px;
  border-bottom: 1px solid rgba(16, 24, 40, 0.08);
  background: linear-gradient(180deg, #fffdfd 0%, #fff8f6 100%);
}

.form-topbar h3 {
  font-size: 1rem;
  font-family: "Plus Jakarta Sans", sans-serif;
  font-weight: 800;
  letter-spacing: 0;
}

.progress-copy {
  min-width: 110px;
  font-size: 0.82rem;
  color: var(--ink-500);
  text-align: right;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.05em;
}

.progress-rail {
  margin-top: 12px;
  height: 6px;
  background: rgba(16, 24, 40, 0.08);
  border-radius: 999px;
  overflow: hidden;
}

.progress-fill {
  width: 0%;
  height: 100%;
  background: linear-gradient(90deg, var(--brand-red), var(--brand-gold));
  transition: width 260ms ease;
}

.form-stage {
  padding: clamp(26px, 4vw, 38px) clamp(22px, 4vw, 34px);
  min-height: 470px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.question-panel,
.contact-panel {
  animation: rise 240ms ease;
}

.question-lead,
.contact-helper {
  display: inline-block;
  margin-bottom: 14px;
  color: var(--brand-red);
  font-size: 0.82rem;
  font-weight: 800;
  letter-spacing: 0.08em;
  text-transform: uppercase;
}

.question-title,
.contact-title {
  margin-bottom: 16px;
  font-family: "Sora", sans-serif;
  font-size: clamp(1.6rem, 3vw, 2.35rem);
  line-height: 1.18;
  letter-spacing: -0.03em;
  color: var(--ink-900);
}

.option-list {
  display: grid;
  gap: 14px;
  margin-top: 26px;
}

.option-btn {
  width: 100%;
  padding: 18px 18px 18px 20px;
  border-radius: 18px;
  border: 1px solid rgba(16, 24, 40, 0.1);
  background: #fff;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  text-align: left;
  transition: border-color var(--transition), transform var(--transition), background-color var(--transition), box-shadow var(--transition);
}

.option-btn:hover,
.option-btn:focus-visible {
  border-color: rgba(190, 30, 45, 0.42);
  background: #fffaf8;
  box-shadow: 0 10px 20px rgba(190, 30, 45, 0.08);
}

.option-btn.is-selected {
  border-color: rgba(190, 30, 45, 0.45);
  background: linear-gradient(180deg, #fff8f6 0%, #ffffff 100%);
}

.option-copy strong {
  display: block;
  color: var(--ink-900);
  font-size: 1rem;
  margin-bottom: 4px;
}

.option-copy span {
  display: block;
  color: var(--ink-500);
  font-size: 0.92rem;
}

.option-mark {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  border: 1px solid rgba(16, 24, 40, 0.16);
  flex-shrink: 0;
  position: relative;
}

.option-btn.is-selected .option-mark::after {
  content: "";
  position: absolute;
  inset: 4px;
  border-radius: 50%;
  background: linear-gradient(135deg, var(--brand-red), var(--brand-gold));
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 22px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.field.span-2 {
  grid-column: span 2;
}

.field label {
  color: var(--ink-700);
  font-size: 0.92rem;
  font-weight: 700;
}

.field input,
.field select {
  min-height: 52px;
  padding: 0 16px;
  border-radius: 14px;
  border: 1px solid #d0d5dd;
  color: var(--ink-900);
  background: #fff;
  transition: border-color var(--transition), box-shadow var(--transition);
}

.field input:focus,
.field select:focus {
  outline: none;
  border-color: rgba(190, 30, 45, 0.65);
  box-shadow: 0 0 0 4px rgba(190, 30, 45, 0.12);
}

.field-note {
  margin-top: 4px;
  font-size: 0.85rem;
  color: var(--ink-500);
}

.form-actions {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  padding: 18px 28px 26px;
  border-top: 1px solid rgba(16, 24, 40, 0.08);
  background: #fff;
}

.form-actions-right {
  display: flex;
  gap: 12px;
  margin-left: auto;
}

.status-note {
  margin-top: 18px;
  font-size: 0.92rem;
  color: var(--ink-500);
}

.status-note.error {
  color: #b42318;
  font-weight: 700;
}

.status-note.success {
  color: #027a48;
  font-weight: 700;
}

.faq-shell {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(0, 1.2fr);
  gap: clamp(24px, 4vw, 56px);
  align-items: start;
}

.faq-intro p {
  max-width: 42ch;
  margin-top: 14px;
}

.accordion {
  display: grid;
  gap: 12px;
}

.faq-item {
  border-bottom: 1px solid rgba(16, 24, 40, 0.08);
  background: transparent;
}

.faq-trigger {
  width: 100%;
  padding: 18px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 16px;
  text-align: left;
  color: var(--ink-900);
  font-weight: 700;
}

.faq-trigger span:last-child {
  width: 32px;
  height: 32px;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  border: 1px solid rgba(16, 24, 40, 0.08);
  color: var(--brand-red);
  flex-shrink: 0;
}

.faq-panel {
  display: grid;
  grid-template-rows: 0fr;
  transition: grid-template-rows 220ms ease;
}

.faq-panel-inner {
  overflow: hidden;
}

.faq-panel p {
  padding: 0 0 18px;
  font-size: 0.97rem;
}

.faq-item.is-open .faq-panel {
  grid-template-rows: 1fr;
}

.faq-item.is-open .faq-trigger span:last-child {
  background: rgba(190, 30, 45, 0.08);
}

.final-cta {
  padding-bottom: clamp(56px, 8vw, 96px);
}

.final-shell {
  border-radius: 34px;
  overflow: hidden;
  background:
    linear-gradient(115deg, rgba(16, 24, 40, 0.92), rgba(16, 24, 40, 0.74)),
    url("../images/Header-desktop.jpg") center / cover no-repeat;
  box-shadow: var(--shadow-soft);
}

.final-inner {
  padding: clamp(34px, 6vw, 68px);
  color: #fff;
  max-width: 760px;
}

.final-inner p {
  color: rgba(255, 255, 255, 0.84);
  margin: 16px 0 28px;
  max-width: 50ch;
}

.site-footer {
  border-top: 1px solid rgba(16, 24, 40, 0.08);
  background: #fff;
  padding: 28px 0 36px;
}

.footer-grid {
  display: grid;
  grid-template-columns: 1.2fr 0.8fr 0.8fr;
  gap: 26px;
  align-items: start;
}

.footer-brand img {
  width: auto;
  height: 52px;
  margin-bottom: 14px;
}

.footer-copy {
  color: var(--ink-500);
  font-size: 0.94rem;
  max-width: 38ch;
}

.footer-col h3 {
  font-family: "Plus Jakarta Sans", sans-serif;
  font-size: 0.98rem;
  font-weight: 800;
  margin-bottom: 12px;
  letter-spacing: 0;
}

.footer-links {
  display: grid;
  gap: 10px;
  color: var(--ink-500);
  font-size: 0.94rem;
}

.footer-links a:hover {
  color: var(--brand-red);
}

.footer-bottom {
  margin-top: 28px;
  padding-top: 18px;
  border-top: 1px solid rgba(16, 24, 40, 0.08);
  color: var(--ink-500);
  font-size: 0.88rem;
  display: flex;
  flex-wrap: wrap;
  justify-content: space-between;
  gap: 12px;
}

.visually-hidden {
  position: absolute;
  width: 1px;
  height: 1px;
  padding: 0;
  margin: -1px;
  overflow: hidden;
  clip: rect(0, 0, 0, 0);
  white-space: nowrap;
  border: 0;
}

@keyframes rise {
  from {
    opacity: 0;
    transform: translateY(10px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@media (max-width: 980px) {
  .hero-shell {
    min-height: 660px;
  }

  .about-grid,
  .qualification-shell,
  .faq-shell,
  .footer-grid {
    grid-template-columns: 1fr;
  }

  .benefits-layout {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .qualification-intro {
    position: relative;
    top: auto;
  }
}

@media (max-width: 760px) {
  .container {
    width: min(var(--max-w), calc(100% - 24px));
  }

  .section {
    padding: 56px 0;
  }

  .header-inner {
    min-height: 72px;
  }

  .logo-link img {
    height: 46px;
  }

  .hero {
    padding: 16px 0 34px;
  }

  .hero-shell {
    min-height: 560px;
    border-radius: 24px;
    align-items: end;
  }

  .hero-content {
    padding: 30px 22px 26px;
  }

  .trust-flow {
    margin-top: -14px;
  }

  .trust-panel,
  .about-rail,
  .qualification-intro,
  .form-shell,
  .final-shell {
    border-radius: 22px;
  }

  .trust-panel,
  .about-rail,
  .benefit-card,
  .qualification-intro,
  .final-inner {
    padding-left: 20px;
    padding-right: 20px;
  }

  .hero-actions,
  .contact-grid,
  .benefits-layout {
    grid-template-columns: 1fr;
  }

  .hero-actions {
    display: grid;
  }

  .hero-actions .btn,
  .hero-trust span,
  .benefits-layout .benefit-card {
    width: 100%;
  }

  .hero-trust {
    gap: 10px;
  }

  .hero-trust span {
    border-radius: 16px;
  }

  .about-copy p,
  .benefits-intro,
  .faq-intro p {
    max-width: none;
  }

  .benefits-layout {
    gap: 16px;
    margin-top: 24px;
  }

  .benefit-card {
    padding-top: 22px;
    padding-bottom: 22px;
  }

  .qualification-shell {
    gap: 18px;
  }

  .field.span-2 {
    grid-column: auto;
  }

  .form-topbar,
  .form-actions {
    padding-left: 18px;
    padding-right: 18px;
  }

  .form-topbar {
    align-items: flex-start;
    flex-direction: column;
  }

  .progress-copy {
    text-align: left;
  }

  .form-actions {
    flex-direction: column;
  }

  .form-actions-right {
    width: 100%;
    margin-left: 0;
  }

  .form-actions .btn,
  .form-actions-right .btn {
    width: 100%;
  }

  .footer-bottom {
    flex-direction: column;
  }
}